The writer is deputy director, Center for Justice & Democracy. A recent study by our organization shows that tort law limits enacted since the mid-1980s have not lowered insurance rates in the ensuing years. In fact, states with little or no liability restrictions have experienced approximately the same changes in insurance rates as those states that have enacted severe restrictions on victims' rights.
History is clear on this matter: Legislative attempts to reduce insurance rates by taking away the rights of the most seriously injured in our society have been and continue to be a failed public policy.
Emily Gottlieb
New York, N.Y.
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