Aren’t my health insurance premiums high because too many people sue doctors?

No. Costs involved in lawsuits against health care providers for medical malpractice are only a tiny percentage of the total health care costs and have no effect on health insurance premiums. The Congressional Budget Office found that if you enacted an entire menu of extreme “tort reforms,” including many that would prevent legitimate cases from going forward, the savings would be only 0.5% of health care costs.

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